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A bank account is something everyone needs in today's world. It'll keep your money safe, and give you a lot of tools to manage your expenses. Unfortunately, many checking accounts are costly, charging fees every month you keep the account open. I, like I'm sure others have, found myself needing an inexpensive banking option. Luckily, I stumbled upon an iPhone app called Chime. It is a banking app, that is FDIC-insured (which means your money is safe), and the best part: it is absolutely free to use. There are no monthly fees, and no minimum balance is required. Opening an account is super easy, and as soon as you do Chime will send you a Visa debit card to use with your account (also at no cost). So, Chime really is the best banking option I've found if you're on a budget. It doesn't get much better than free.
Also, Chime is currently offering new members who link their payroll direct deposit to their Chime account $50 cash deposited into your account. So, give it a shot, and let us know if you like Chime Bank as much as we do.